The Premier Agency makes understanding Medicare Part D plans in Peoria, AZ, a breeze. Acknowledging the gap in prescription drug coverage with Original Medicare (Parts A and B), individuals often enhance their coverage with a prescription drug plan (Part D) or choose a Medicare Advantage plan incorporating Part D. Each Part D plan offered by The Premier Agency varies in copays, premiums, deductibles, and formularies. As dedicated Medicare Part D specialists in Peoria, AZ, we employ the Part D Plan Finder, entering medications into www.medicare.gov to recommend plans with minimal out-of-pocket costs. We stress the significance of timely enrollment to avoid penalties, exemplifying this with a scenario illustrating penalty calculations.